What’s left per mile
One week’s settlement against fuel, the driver, and a week’s share of insurance, the truck note and plates — spread over every day, home days too. What’s left, a mile.
The week
What the carrier paid for the week’s loads, before anything was taken off, and every mile the truck turned.
What the week cost
Dollars, for this week only. Leave the driver blank if you drove it yourself.
What you owe whether you run or not
A month or a year, as the bill comes. The page spreads it over all 365 days and charges this week seven of them.
What’s left
Type the week above and it adds up here.
How it’s figured
Most owner-operators can tell you what a load paid. Fewer can tell you what was left after it, because the biggest costs don’t come weekly: the insurance is monthly, the truck note is monthly, the plates are once a year. So this page puts them all on one clock. A year of fixed costs, divided by 365 days, is what each day owes. A week owes seven of those days, the days at home included, because the bills don’t stop for a weekend.
Take the week’s pay, take off what the week spent and its seven days of fixed cost, and that’s what’s left. Divide by every mile the truck turned, empty miles too, and that’s what’s left a mile.
A worked week
A week of short-haul dry van: $6,000 paid for 1,500 loaded miles and 200 empty. $1,000 of fuel, $60 of tolls, the owner driving. Insurance $1,100 a month, the truck $2,000 a month, other fixed costs $150 a month, plates and permits $2,400 a year. These numbers are made up to show the arithmetic.
The “Show me with an example week” button fills the boxes with exactly this. That $2.44 is before income tax, and it is the owner’s wage too, since there was no driver to pay.
A year, beside the industry’s? What it costs to run a truck puts your own year of costs a mile next to ATRI’s 2026 figures, line by line.
Made with the free what’s left per mile at loadtally.app/tools/whats-left-per-mile — LoadTally, loads, settlements and driver pay for owner-operators.
Questions
How do I figure what I actually make per mile as an owner-operator?
Take what the carrier paid for the week, before deductions. Take off the week’s fuel, any driver’s pay, and tolls or repairs. Then take off a week’s share of the fixed costs: a year of insurance, truck payments and plates divided by 365 days, times 7. Divide what is left by every mile the truck turned that week, loaded and empty.
Why spread fixed costs over every day, even days at home?
Because the insurance, the truck note and the plates are owed whether the truck runs or not. A week with two days at home still owes seven days of them. If you charge fixed costs only to working days, a short week looks cheaper than it was.
Should empty miles count?
Yes. Fuel burns on the way to the pickup and on the way home, and nobody pays for those miles. Dividing by loaded miles alone makes every mile look better paid than it is.
Is what’s left my take-home pay?
No. It is what is left before income and self-employment tax, and before anything you put aside for tires, repairs or a down payment. If you drive the truck yourself and pay no driver, it is also your wage.
Is anything saved when I use this?
No. The page does the arithmetic in your browser and keeps nothing.