Settlement checker
Photograph a carrier settlement and see it load by load: a share below your lease, fuel taken off twice, and money taken off below the loads, in dollars.
Your settlement
A photo of each page, or the PDF the carrier sent — up to three pages. It is read and thrown away; nothing is kept.
From your lease. With it, a load paid at less is counted in dollars.
What it checks
A settlement pays you a share of each load's gross, adds the fuel surcharge, and takes off fuel, DEF and anything else the carrier charges. The checker reads every load block on the sheet and does that arithmetic again, line by line, then looks for the four things that most often cost an owner-operator money without anyone noticing:
- A share below your terms. Type the percentage from your lease and every load paid at less is counted in dollars. Without it, a load paid at a different share from the rest is pointed out.
- Fuel taken off twice. Two fuel lines quoting the same transaction number are one purchase taken off twice. Fuel and DEF from the same stop share a number and are not counted.
- A load listed twice with different figures.
- Money taken off below the loads. When the loads add up to more than the net pay, the difference is weekly charges — insurance, escrow, plates, the truck payment. Often right, but each should be printed with its amount.
An example
Three loads at an 80% lease. Load 41012 grossed $1,850.00 but was paid at 75%: $1,387.50 instead of $1,480.00, so $92.50 short. Loads 41007 and 41019 both take off $412.00 of fuel quoting transaction 72007891 — $412.00 taken twice. The loads add up to $4,388.46 and the sheet pays $4,203.46, so $185.00 came off below the loads with nothing printed beside it. Looks short $504.50, and three questions to ask. Press “Show me with an example” above to see it laid out.
It sees the settlement, not your paperwork. Whether the miles match your load sheet, a fuel line matches the pump slip, or a load is missing altogether takes the load sheets and slips beside the settlement. That is the part LoadTally does every week.
Made with the free settlement checker at loadtally.app/tools/settlement-checker — LoadTally, loads, settlements and driver pay for owner-operators.
Questions
How do I check my trucking settlement?
Line each load up against three things: the gross the carrier shows for it, the percentage in your lease, and every deduction with its receipt or transaction number. The share should be your percentage of that gross, fuel should be taken off once per purchase, and anything taken off below the loads — insurance, escrow, plates, the truck payment — should be printed with its own amount.
Do you keep my settlement?
No. The page is read, the numbers come back to this screen, and the file is thrown away. Nothing about the sheet is saved. Print the result or save it as a PDF if you want to keep it.
Why does it say money was taken off below the loads?
The loads on a settlement add up to more than the net pay when the carrier takes weekly charges that are not tied to a load: insurance, escrow, ELD, plates, a lease or truck payment. Those are often right. What is worth asking for is each one printed with its amount, so you can check it against your lease.
What does it not check?
It only sees the settlement. It cannot tell whether the miles match your load sheet, whether a fuel line matches the slip from the pump, or whether a load is missing entirely. That takes the load sheets and fuel slips alongside it.
Is there a limit?
Up to three pages a check and nine pages a day for each person, so the free reader stays free for everyone.